Americans do a poor job saving for retirement, but there are special hurdles — and opportunities — for women.
Only 24% of American men feel confident that they can fully retire with a comfortable lifestyle. What’s more concerning is that only 12% of women feel that same degree of confidence.
Distraught about your debt? Do credit card bills make you cringe? Trying to dig out can feel overwhelming, so here are seven strategies that can effectively downsize credit card debt — and one thing to avoid if at all possible.
Debt Reduction Strategies
Perhaps you’ve lost a job, faced an illness or have been delt a family crisis that emptied out your emergency fund. What are your next steps?
You’re eyeing center-hall colonials in your neighborhood and dreaming about the garden you want to plant in the backyard and all the holiday celebrations you’ll host. You’ve saved toward this goal and think you’re ready to pull the trigger. But the real question is: How much house can I afford?
Or is it?
Social Security’s financial cliff is coming closer into view. Experts project that the fund that pays for government retirement benefits through FICA taxes will be depleted within the next 15 years.
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