August 2017

What Should You Do? Save for Your Retirement or Your Children’s College?

Submitted by The Participant Effect on August 9th, 2017

Most parents put their children’s needs above their own, including funding their children’s educations. After all, everyone wants their children to be happy and successful. However, financial advisors that specialize in pension consulting warn that prioritizing your kids over your own retirement could be a mistake. Why should retirement be your main priority?

The 3 W’s to Pre-Retirement Planning

Submitted by The Participant Effect on August 4th, 2017

Planning for retirement can be complex, but retirement plan participants can simplify it by asking themselves three simple questions: What, where, and when? Retirement plan consultants feel that planning for your retirement now can help you make that transition later. You may spend 30 years or more in retirement, so you should think about how you want to use that time.

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I’ve Depleted My Emergency Fund. Now What?

Submitted by The Participant Effect on February 4th, 2021

Perhaps you’ve lost a job, faced an illness or have been delt a family crisis that emptied out your emergency fund. What are your next steps?

How Much House Can I Afford?

Submitted by The Participant Effect on February 4th, 2021

You’re eyeing center-hall colonials in your neighborhood and dreaming about the garden you want to plant in the backyard and all the holiday celebrations you’ll host. You’ve saved toward this goal and think you’re ready to pull the trigger. But the real question is: How much house can I afford?

Or is it?

Is Social Security “Going Broke”?

Submitted by The Participant Effect on September 30th, 2020

Social Security’s financial cliff is coming closer into view. Experts project that the fund that pays for government retirement benefits through FICA taxes will be depleted within the next 15 years.

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August 2017

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